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- W88851340 abstract "If no attempts are made to determine the monetary and non-monetary reasons for bankruptcy or its recurrence, debtors may be more likely to choose bankruptcy, or remain in the cycle of bankruptcy. Credit counselling is one mechanism that can assist consumers in paying back debts without resorting to bankruptcy, thereby preventing repeat bankruptcies and heavy debt loads in the future. Canada passed a major milestone in 1992, becoming the first country to make financial counselling mandatory prior to the granting of an unconditional discharge from personal bankruptcy. This article describes the history of the policy analysis involved in making consumer education an integral part of insolvency counselling." @default.
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- W88851340 date "1999-04-01" @default.
- W88851340 modified "2023-10-06" @default.
- W88851340 title "Counselling Consumer Debtors under Canada's Bankruptcy and Insolvency Act" @default.
- W88851340 doi "https://doi.org/10.60082/2817-5069.1541" @default.
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