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- W96409568 abstract "While 69 percent of all households are headed by homeowners—a record high reached in 2004—many are left out.Only half of the households in the lowestfifth of the income scale are homeowners,and the homeownership rates among bothblacks and Hispanics are slightly underfifty percent.Of course, homeownership is not foreveryone. Some families have unstablemonthly incomes and few liquid assets.When these families face an income loss,they may be unable to meet mortgage pay-ments and could face foreclosure. For suchfamilies, renting may be more economicallysensible. Renting may also be the best optionfor families that expect to move frequently. However, these exceptions do notexcuse the strong disincentives to home-ownership created by existing policies,which often cut off public benefits for thosewho own. U.S. housing programs thataccount for the bulk of housing assistanceto low- and moderate-income households," @default.
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- W96409568 date "2005-01-01" @default.
- W96409568 modified "2023-09-26" @default.
- W96409568 title "Improving Homeownership Among Poor And Moderate-Income Households" @default.
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