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- W974324356 abstract "'A nyitott kerdesek a nyugdijgazdasagtanban'' c. kutatasban ket reszteruleten ertem el uj eredmenyeket. A) ''A rugalmas nyugdijrendszer'' c. kutatasban folytattam korabbi , reszben Eső Peterrel kozos kutatasaim. (Rugalmas nyugdijrol beszelunk, ha a dolgozo szabadon valaszthatja meg nyugdijazasi idejet, es ettől fuggően kap havi nyugdijat. ) Tobb modellben is igazoltam, hogy abban a realisztikus, de sokak altal elhanyagot esetben, amikor a dolgozok varhato elettartama tipusonkent kulonboző, es csak a dolgozok ismerik vagy veszik figyelembe ezt az jellemzőt, a hagyomanyos biztositzasmatematikai szabalyt modositani kell: pl. a 2004-ben bevezetett evi 6+2%-os bonusz helyett celszerű visszaterni a korabbi 3,6+1,5%-hoz. Az osztonzes tompitasa csokeknti az ujraelsoztast, de nem szunteti meg. Az ujraelosztas kikuszobolese azonban tul nagy aldozatot kovetlene a tarsxdalomtol, es gyakran meg a netto befizetők is jobban jarnak ebben a rendszerben, mint ha ragaszkodnanak a szigoru egyenleghez. B) A modern nepessegek eloregedese miatt veszelybe kerult a joleti rendszerek, kulonosen a nyugdij- es az egeszsegugyi ellatas fenntarthatosaga. A legtobb szavazasi modellel szembefordulva egy befolyasos cikk azt allitotta, hogy ellenkezőleg, a dolgozok annyira visszafogjak szoritani a joleti rendszert, hogy egyenes konnyebbe valik a teher. A nemzetkozi irodalomban szinte egyedul lelepleztem, hogy a szoban forgo cikk mind elmeletileg, mind statisztikailag teves. | I have studied two problems in my ''Open issues in pension economics''. A) In ''The flexible retirement'' (partly jointlly with Peter Eső) I have continued my earlier investiogations. (I mean under flexible retorement a pension system where the worker can choose his retirement date, and depending on it, he receives a variable monthly benefit.) I have demonstrated that in the realistic but neglected case, when workers' lefe expectancies differ and only they know or can take into account, the traditional actuarial rule should be modified. For example, instead of the Hungarian regulation, introduced in 2004, which provided an additional 6+2% for any extra year in employment above the legal retirement age, the government should return to the old regulation, providing only 3.6+1.5%. The dampening of incentives reduces but does not eliminate the redistribution. The total elimination of redistribution would be socially suboptimal and quite frequently even the net contributors are better-off than in a system with strict balances. B) Voting models in pension economics. The aging in modern populations may undermine the sustainability of welfare system, especially pension and health care systems. Contradicting to the bulk of the literature, a very influential paper called into question this common sense observation. Almost alone in the international literature I showed that the foregoing paper is based on erroneous theory and statistics." @default.
- W974324356 created "2016-06-24" @default.
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- W974324356 date "2007-01-01" @default.
- W974324356 modified "2023-09-23" @default.
- W974324356 title "Nyitott kérdések a nyugdíjgazdaságtanban = Open Questions in Pension Economics" @default.
- W974324356 hasPublicationYear "2007" @default.
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